Effective Date: October 2025
Website: Mmapinc.org
Owner: MMAP News (“we,” “us,” or “our”)
Acceptance of Terms
By accessing or using MMAP News, you (“user,” “you,” or “your”) agree to comply with and be bound by these Terms and Conditions.
If you do not agree with these Terms, please do not use our Website.
MMAP News reserves the right to update, change, or replace any part of these Terms at any time. Updates will be effective immediately upon posting. It is your responsibility to review this page periodically for changes.
Purpose of the Website
MMAP News provides news, analysis, and educational content related to:
- Medicare and Medicaid law and regulations,
- Health insurance counseling,
- Social Security programs and benefits,
- IRS policies and tax updates, and
- Financial aid programs and stimulus check information.
The information on this Website is for general informational purposes only and does not constitute professional legal, tax, financial, or medical advice.
Use of the Website
You agree to use MMAP News only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the site.
Specifically, you agree not to:
- Post or transmit false, misleading, or harmful information;
- Attempt to hack, disrupt, or disable the Website;
- Copy, republish, or distribute our content without prior written permission;
- Use the Website for commercial solicitation, spam, or data harvesting;
- Misrepresent your identity when using the Website or contacting us.
Intellectual Property Rights
All content on this Website — including but not limited to text, graphics, logos, icons, images, videos, and code — is the intellectual property of MMAP News or its licensors.
You may use the information solely for personal, non-commercial purposes, provided that:
- You do not modify the material,
- You retain all copyright and attribution notices, and
- You do not use it to misrepresent or mislead others.
Unauthorized use or reproduction of any content may violate copyright laws and is strictly prohibited.
External Links
MMAP News may include links to third-party websites for additional resources or references.
We do not control or endorse the content, products, or services offered by external websites and are not responsible for any damages or losses that may result from their use.
Users are encouraged to review the terms and privacy policies of any linked websites independently.
Disclaimer of Warranties
All information on MMAP News is provided “as is” and “as available.”
We make no warranties or representations, express or implied, about:
- The accuracy, completeness, or reliability of the content;
- The timeliness or availability of the Website; or
- The suitability of the content for any specific purpose.
MMAP News expressly disclaims any and all liability arising from reliance on the information contained herein.
Limitation of Liability
To the fullest extent permitted by law, MMAP News, its affiliates, contributors, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of this Website.
This includes — but is not limited to — loss of data, business interruption, or reliance on inaccurate information.
Indemnification
You agree to defend, indemnify, and hold harmless MMAP News, its officers, employees, contractors, and affiliates from and against any claims, damages, liabilities, or expenses arising from:
- Your use of the Website,
- Your violation of these Terms, or
- Your infringement of any third-party rights.
Privacy Policy
Your use of MMAP News is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
By using the Website, you consent to the data practices described in that policy.
Termination
MMAP News reserves the right to suspend or terminate your access to the Website at any time, without notice, for conduct that violates these Terms or is harmful to the Website, other users, or third parties.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the United States of America and the State of [Insert Your State], without regard to conflict of law principles.
Any disputes arising under or in connection with these Terms shall be resolved exclusively in the appropriate courts within that jurisdiction.
Contact Information
If you have any questions or concerns about these Terms, please contact us at:
📧 legal@mmapnews.com
📍 MMAP News, [Insert Address or City, State]
Entire Agreement
These Terms and Conditions, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and MMAP News regarding your use of the Website.